Loan Modification - Avoid Foreclosure if you are behind on Mortgage Payments

Taking advantage of lender sponsored loan modification programs is the best method for borrowers in the midst of financial hardship to save their homes from entering foreclosure. Let us help you make the best of your situation and stop these nagging questions:

Behind on mortgage payments?
Worried about losing your home?
Concerend about having a foreclosure on your credit?
Tried to obtain funds to bring your loan current without success?

If you said yes to any of these questions, we can help!

With a loan modification, the home loan is restructured to such an extent as to make it affordable and fit comfortably into the borrower's budget rather than being an overwhelming monthly drain on already tight finances. Loan modifications come in different forms and quite frequently they involve the reduction of mortgage's interest rate for a specified period of time.

Latest success stories:
As reported by service companies within our network:

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Pre-Modification - Adjustable Loan at 8.625%, payment was $4658.00 PITI. Customer was in foreclosure and had not made a payment since 10/07

Loan Mod Approval is as follows…

5 years interest only at 3.25%. After the 5 years it will be a principle and interest adjustable at prevailing market rates at that time.

So…. Not only did we take them out of foreclosure…..we took a customer from a PITI payment of $4,658 to a PITI payment of $1,561.99 saving them over $3000 a month!!!!

Great loan for customer to get back on their feet…..

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Customer is currently in a "Neg Am Pick a Payment" that is currently at a 7.460% interest rate. Our approval is as follows:

Oct 1st 2008 $1731.29 for 1 year 3% principle and interest payment
Oct 1st 2009 $2082.67 for 1 year 4.272% principle and interest payment
Oct 1st 2010 $2457.07 for 1 year 5.544% principle and interest payment
Oct 1st 2011 $2850.67 for 1 year 6.818% principle and interest payment

Then the loan converts into a 30 year fixed at 6.818% for the remainder of the loan. If customer has a problem down the line, we also can go back for another modification.

This was a initially a turn down by the lender. The front line had read us the denial stating client had too much disposable income to warrant a modification. It turned out they were not hitting the borrower for a payment on their n/o/o property and with that they were at a deficit.

Loan modifications used to be reserved for borrowers whose mortgages became delinquent because of job losses, divorce proceedings, or illness, but today they are also open to those individuals who are suffering in the aftermath of adjustable rate mortgages skyrocketing and placing the monthly payment beyond the means of the borrower. It is vital to begin the process as soon as possible when the damage to the budget and the financial backup of the homeowner is still contained. The sooner a fixed rate is negotiated, the better the odds of receiving a most beneficial rate cut and experiencing the relief that lowered mortgage payments will bring.

If you love your home and know you can afford it, but the current mortgage is threatening a loss of both home and good credit, let us match you up with experienced loan modification legal professionals to see if you are a qualified applicant for the process. Fill out the form to the right to see if you qualify.

Even if you have attempted to work with your own lender in the past and have come away from that experience with a less than positive experience, we can help. As a matter of fact, many lending institutions experience a severe lack of trained personnel to help struggling homeowners save their homes and it is therefore common that the homeowner is left without any help - in spite of a business relationship with the company that may have spanned several years.

Understanding the plight facing homeowners today and the very real threat of foreclosure, legal assistance during the process of applying for a loan modification is essential in the attempt to make the lender sit up and listen and provide the best possible solution for any homeowner before it is too late. Do not hesitate to contact us so we can connect you with a legal professional today who is well versed in the field of loan modification and who will save your budget, your home, and your good credit. The assistance you receive is fast, concise and confidential.

Do not put it off any longer but enlist the help of a powerful ally today by filling out the form.

We have performed successful mortgage loan modifications in all 50 states:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.