Get a Fast and FREE Consultation!
Fill out the form NOW!

"The median monthly payment reduction for borrowers enrolled in
the (HAMP) program is $522" - DSnews.com

First name: *
Last name: *
Email: *
Phone: *
Property State: *
Home Value:*
Mortgage Balance: *
How Far Behind: *
Read our privacy policy.

Illinois Foreclosure Law


In the state of Illinois all foreclosures are judicial foreclosures. This means that the mortgage lenders need to take the homeowner to court before they can foreclose on the property.  In the state of Illinois the lender is not able to foreclose on a deed of trust.  The average time it takes to foreclose on a mortgage in Illinois is 7 months or 210 days.

Judicial Foreclosure

The Judicial Foreclosure process is used when the mortgage or deed of trust does not include a Power of Sale clause.  In a judicial foreclosure, the lender files a lawsuit and obtains a court order allowing them to foreclose on the property.  The court must reside in the same county as the property that is being foreclosed upon.  Once the foreclosure is granted an auction will be announced and the home will be sold to the highest bidder.