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"The median monthly payment reduction for borrowers enrolled in
the (HAMP) program is $522" - DSnews.com

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Recent Modifications



Date Started Date Completed Loan Position Mitigation Solution Lender
8/13/2009 4/1/2010 1st Short Sale Approval B of A / CW
1/6/2010 4/1/2010 1st HAMP Countrywide
2/16/2009 4/1/2010 1st Short Sale Approval B of A / CW
8/21/2009 4/1/2010 1st Short Sale Approval B of A / CW
7/20/2009 4/1/2010 1st Short Sale Approval CHASE
8/14/2009 4/1/2010 1st Short Sale Approval Everhome Mtg
9/22/2009 4/1/2010 1st Short Sale Approval First Horizon
6/10/2009 4/1/2010 1st Short Sale Approval Flagstar
8/25/2009 4/1/2010 1st HAMP B of A / CW
9/18/2009 4/1/2010 1st HAMP B of A / CW
2/2/2010 4/1/2010 1st HAMP B of A / CW
1/29/2009 4/1/2010 1st HAMP Countrywide
1/29/2009 4/1/2010 1st Short Sale Approval Countrywide
1/10/2009 4/1/2010 1st HAMP Everhome Mtg
1/7/2009 4/1/2010 1st HAMP B of A / CW
7/21/2009 4/2/2010 1st Repayment Plan IndyMac
2/26/2010 4/5/2010 1st HAMP B of A / CW
2/22/2010 4/5/2010 1st Forbearance IndyMac
2/22/2010 4/5/2010 2nd Modification IndyMac
9/24/2009 4/5/2010 1st Short Sale Approval B of A / CW
11/16/2009 4/5/2010 1st Forbearance Countrywide
10/5/2010 4/5/2010 1st ReInstatement HomEq
2/18/2010 4/5/2010 1st Short Sale Approval Chase
9/2/2009 4/6/2010 1st Cash For Keys Beneficial
8/21/2009 4/6/2010 1st HAMP B of A / CW
1/7/2010 4/6/2010 1st Modification B of A / CW
7/19/2009 4/6/2010 1st HAMP B of A / CW
9/8/2009 4/6/2010 1st Short Sale Approval DHH
6/25/2009 4/6/2010 1st Short Sale Approval Thornburg
9/25/2009 4/6/2010 1st Short Sale Approval B of A / CW
8/17/2009 4/7/2010 1st Short Sale Approval IndyMac
3/12/2009 4/7/2010 1st Short Sale Approval Aurora
1/27/2009 4/7/2010 1st Short Sale Approval WAMU
2/19/2009 4/7/2010 1st Short Sale Approval Countrywide
10/7/2009 4/7/2010 1st Short Sale Approval Saxon
7/1/2009 4/7/2010 1st Short Sale Approval America's Servicing Co
10/5/2009 4/7/2010 1st HAMP Wachovia
7/30/2009 4/7/2010 1st Short Sale Approval B of A / CW
4/7/2010 4/7/2010 1st Modification B of A / CW
9/8/2009 4/8/2010 1st HAMP Maque Mortgage
7/22/2009 4/8/2010 1st HAMP WAMU
1/11/2010 4/8/2010 1st HAMP GMAC
1/16/2009 4/8/2010 1st HAMP Litton Loan Servicing
6/25/2009 4/8/2010 1st Short Sale Approval Countrywide
8/21/2009 4/8/2010 1st Short Sale Approval AHMSI
9/18/2009 4/9/2010 1st Short Sale Approval B of A / CW
8/12/2009 4/9/2010 1st Short Sale Approval Wells Fargo
10/22/2009 4/9/2010 1st Modification B of A / CW
7/6/2009 4/9/2010 1st Repayment Plan Wachovia
6/22/2009 4/9/2010 1st Modification B of A / CW
6/25/2009 4/9/2010 1st HAMP B of A / CW
8/12/2009 4/10/2010 1st Short Sale Approval HSBC
3/18/2009 4/12/2010 1st Short Sale Approval B of A / CW
7/21/2009 4/12/2010 1st Short Sale Approval OCWEN
4/7/2009 4/12/2010 1st Short Sale Approval Countrywide
4/14/2009 4/12/2010 1st Short Sale Approval B of A / CW
7/15/2009 4/12/2010 1st Short Sale Approval Bank of America
7/21/2009 4/12/2010 1st HAMP Wells Fargo
7/13/2009 4/12/2010 1st HAMP First Horizon
9/23/2009 4/13/2010 1st Short Sale Approval Wells Fargo
9/28/2009 4/13/2010 1st Short Sale Approval Wells Fargo
10/1/2009 4/13/2010 1st Short Sale Approval First Horizon
7/13/2009 4/13/2010 1st Short Sale Approval Central Mortgage Co
10/14/2009 4/13/2010 1st Short Sale Approval B of A / CW
8/26/2009 4/13/2010 1st Short Sale Approval Wells Fargo
9/1/2009 4/13/2010 1st Short Sale Approval Saxon
9/25/2009 4/13/2010 1st Short Sale Approval B of A / CW
7/29/2009 4/14/2010 1st Short Sale Approval Countrywide
6/26/2009 4/14/2010 1st Short Sale Approval Golden One Credit Union
6/26/2009 4/14/2010 1st Short Sale Approval Central Mortgage Co
6/9/2009 4/14/2010 1st Short Sale Approval WAMU
3/2/2009 4/14/2010 1st Short Sale Approval B of A / CW
4/1/2009 4/14/2010 1st Short Sale Approval B of A / CW
8/25/2009 4/14/2010 1st Short Sale Approval B of A / CW
2/16/2009 4/14/2010 1st Short Sale Approval AHMSI
6/21/2009 4/14/2010 1st Short Sale Approval B of A / CW
8/27/2009 4/14/2010 1st Short Sale Approval B of A / CW
8/6/2009 4/14/2010 1st HAMP B of A / CW
6/16/2009 4/14/2010 1st Short Sale Approval B of A / CW
6/25/2009 4/14/2010 1st Short Sale Approval Chase
9/11/2009 4/14/2010 1st Short Sale Approval AHMSI
8/17/2009 4/14/2010 1st Short Sale Approval Capitol One
9/4/2009 4/14/2010 1st Short Sale Approval Flagstar
10/5/2009 4/14/2010 1st Short Sale Approval B of A / CW
9/18/2009 4/14/2010 1st Short Sale Approval B of A / CW
8/26/2009 4/14/2010 1st Short Sale Approval B of A / CW
2/2/2009 4/14/2010 1st Short Sale Approval B of A / CW
6/20/2009 4/14/2010 1st Short Sale Approval B of A / CW
8/27/2009 4/14/2010 1st Short Sale Approval B of A / CW
10/5/2009 4/14/2010 1st Short Sale Approval B of A / CW
9/2/2009 4/14/2010 1st Short Sale Approval HFC
8/11/2009 4/14/2010 1st Short Sale Approval WAMU
6/4/2009 4/14/2010 1st Short Sale Approval B of A / CW
9/28/2009 4/14/2010 1st Short Sale Approval B of A / CW
9/18/2009 4/14/2010 1st Short Sale Approval Centex
9/24/2009 4/14/2010 1st Short Sale Approval B of A / CW
7/22/2009 4/14/2010 1st Short Sale Approval US Bank
7/30/2009 4/14/2010 1st Short Sale Approval WAMU
2/25/2010 4/14/2010 1st Short Sale Approval IndyMac
4/9/2009 4/14/2010 1st Short Sale Approval B of A / CW
9/9/2009 4/15/2010 1st Short Sale Approval First Horizon
6/23/2009 4/15/2010 1st Short Sale Approval Saxon
3/18/2009 4/15/2010 1st Short Sale Approval Countrywide
4/14/2009 4/15/2010 1st Short Sale Approval Wells Fargo
6/15/2009 4/15/2010 1st Short Sale Approval First Horizon
2/17/2009 4/15/2010 1st Short Sale Approval IndyMac
7/27/2009 4/15/2010 1st Short Sale Approval Wachovia
6/30/2009 4/15/2010 1st Short Sale Approval IndyMac
6/10/2009 4/15/2010 1st Short Sale Approval Wachovia
6/21/2009 4/15/2010 1st Short Sale Approval B of A / CW
8/28/2009 4/15/2010 1st Short Sale Approval B of A / CW
11/24/2009 4/15/2010 1st Short Sale Approval B of A / CW
8/26/2009 4/15/2010 1st Short Sale Approval B of A / CW
9/18/2009 4/15/2010 1st Short Sale Approval B of A / CW
9/22/2009 4/15/2010 1st Short Sale Approval Wells Fargo
7/10/2009 4/15/2010 1st Short Sale Approval B of A / CW
9/21/2009 4/15/2010 1st Short Sale Approval IndyMac
9/16/2009 4/15/2010 1st Short Sale Approval Ing Direct
8/26/2009 4/15/2010 1st Short Sale Approval B of A / CW
4/16/2009 4/15/2010 1st Short Sale Approval B of A / CW
6/26/2009 4/15/2010 1st Short Sale Approval First Horizon
6/24/2009 4/15/2010 1st Short Sale Approval Countrywide
8/28/2009 4/15/2010 1st Short Sale Approval B of A / CW
9/17/2009 4/15/2010 1st Short Sale Approval Astoria
8/26/2009 4/15/2010 1st Short Sale Approval B of A / CW
7/13/2009 4/16/2010 1st Short Sale Approval Wachovia
9/25/2009 4/16/2010 1st Short Sale Approval B of A / CW
8/24/2009 4/16/2010 1st Short Sale Approval B of A / CW
5/14/2009 4/16/2010 1st Short Sale Approval Countrywide
2/26/2009 4/16/2010 1st Trial to Modification (not Trial Plan - HAMP) Chase
9/23/2009 4/16/2010 1st Short Sale Approval B of A / CW
8/10/2009 4/16/2010 1st Short Sale Approval Countrywide
6/19/2009 4/16/2010 1st Short Sale Approval B of A / CW
7/24/2009 4/16/2010 1st Short Sale Approval B of A / CW
2/17/2009 4/16/2010 1st HAMP AHMSI
10/15/2009 4/20/2010 1st Short Sale Approval Wells Fargo
7/13/2009 4/20/2010 1st Short Sale Approval B of A / CW
8/28/2009 4/20/2010 1st Short Sale Approval B of A / CW
8/13/2009 4/20/2010 1st Short Sale Approval B of A / CW
4/2/2009 4/20/2010 1st Short Sale Approval IndyMac
7/29/2009 4/20/2010 1st Short Sale Approval WAMU
8/11/2009 4/20/2010 1st Short Sale Approval B of A / CW
7/14/2009 4/20/2010 1st Short Sale Approval B of A / CW
8/12/2009 4/20/2010 1st Short Sale Approval B of A / CW
7/22/2009 4/20/2010 1st Short Sale Approval B of A / CW
4/9/2009 4/20/2010 1st Short Sale Approval National City
8/13/2009 4/20/2010 1st Modification B of A / CW
3/24/2009 4/21/2010 1st Short Sale Approval B of A / CW
4/13/2009 4/21/2010 1st Short Sale Approval Wells Fargo
4/2/2009 4/21/2010 1st Short Sale Approval B of A / CW
2/20/2009 4/21/2010 1st Short Sale Approval Chase
2/23/2009 4/21/2010 1st Short Sale Approval B of A / CW
6/9/2009 4/21/2010 1st Short Sale Approval Chase
4/21/2010 4/21/2010 1st Modification B of A / CW
7/21/2009 4/22/2010 1st Short Sale Approval AHMSI
9/9/2009 4/22/2010 1st Short Sale Approval IndyMac
1/12/2009 4/22/2010 1st Short Sale Approval B of A / CW
6/15/2009 4/22/2010 1st Short Sale Approval Specialized
9/10/2009 4/22/2010 1st Short Sale Approval CitiMortgage
2/26/2009 4/22/2010 1st Short Sale Approval America's Servicing Co
2/4/2009 4/22/2010 1st Short Sale Approval B of A / CW
2/12/2009 4/22/2010 1st Short Sale Approval Aurora
3/2/2009 4/22/2010 1st Short Sale Approval B of A / CW
7/25/2009 4/22/2010 1st HAMP IndyMac
8/13/2009 4/23/2010 1st Modification B of A / CW
12/30/2009 4/29/2010 1st HAMP National City
2/5/2010 4/29/2010 1st HAMP Wachovia
5/1/2010 5/1/2010 1st HAMP B of A / CW
10/23/2009 5/3/2010 1st Modification Amtrust Bank
3/5/2010 5/5/2010 1st Trial Plan B of A / CW
4/6/2010 5/5/2010 1st Short Sale Approval Chase
7/14/2009 5/6/2010 1st Short Sale Approval First Franklin
10/7/2009 5/6/2010 1st Modification BAC Home Loans
9/16/2009 5/6/2010 1st Modification B of A / CW
6/9/2009 5/6/2010 1st HAMP OCWEN
8/26/2009 5/6/2010 1st Short Sale Approval B of A / CW
9/10/2009 5/6/2010 1st Short Sale Approval Colonial Savings
5/4/2009 5/6/2010 1st Short Sale Approval CitiMortgage
3/3/2009 5/6/2010 1st Short Sale Approval B of A / CW
3/3/2009 5/6/2010 1st Short Sale Approval B of A / CW
7/19/2009 5/6/2010 1st Short Sale Approval Countrywide
7/1/2009 5/6/2010 1st Short Sale Approval Carrington Mort.
10/15/2009 5/6/2010 1st Short Sale Approval PHH
8/26/2009 5/6/2010 1st Short Sale Approval Chase
9/17/2009 5/6/2010 1st Short Sale Approval US Bank
7/15/2009 5/6/2010 1st Short Sale Approval Wells Fargo
9/25/2009 5/6/2010 1st Short Sale Approval Metlife Home Loans
6/11/2009 5/6/2010 1st Short Sale Approval OCWEN
3/9/2009 5/6/2010 1st Short Sale Approval Chase
6/24/2009 5/6/2010 1st Short Sale Approval Chase
8/9/2009 5/6/2010 1st Short Sale Approval M & I Bank, FSB
6/11/2009 5/6/2010 1st Short Sale Approval AHMSI
3/9/2009 5/6/2010 1st Short Sale Approval Wachovia
8/6/2009 5/6/2010 1st Short Sale Approval WAMU
9/11/2009 5/6/2010 1st Short Sale Approval Chase
7/20/2009 5/6/2010 1st Short Sale Approval AHMSI
9/29/2009 5/6/2010 1st Short Sale Approval Chase
7/19/2009 5/6/2010 1st Short Sale Approval AHMSI
2/25/2010 5/6/2010 2nd Modification Chase
8-25.2009 5/7/2010 1st Short Sale Approval Aurora
8/26/2009 5/7/2010 1st Short Sale Approval B of A / CW
8/24/2009 5/7/2010 1st Short Sale Approval Wachovia
6/12/2009 5/7/2010 1st Short Sale Approval B of A / CW
6/12/2009 5/7/2010 1st Short Sale Approval Litton Loan Servicing
11/18/2009 5/7/2010 1st HAMP IndyMac
2/16/2009 5/12/2010 1st Short Sale Approval B of A / CW
4/26/2009 5/12/2010 1st Short Sale Approval B of A / CW
10/19/2009 5/12/2010 1st Short Sale Approval B of A / CW
10/7/2009 5/12/2010 1st Short Sale Approval B of A / CW
8/10/2009 5/12/2010 1st Repayment Plan Countrywide
3/15/2010 5/14/2010 1st Repayment Plan US Bank
2/16/2010 5/14/2010 1st HAMP B of A / CW
2/18/2010 5/14/2010 1st HAMP B of A / CW
6/29/2009 5/14/2010 1st Short Sale Approval BAC Home Loans
2/12/2009 5/14/2010 1st HAMP BAC Home Loans
7/2/2009 5/14/2010 1st Short Sale Approval BAC Home Loans
10/7/2009 5/14/2010 1st Short Sale Approval National City
7/15/2009 5/14/2010 1st Short Sale Approval Chase
7/23/2009 5/14/2010 1st Short Sale Approval Sovereign Bank
5/20/2009 5/14/2010 1st Short Sale Approval Chase
7/1/2009 5/14/2010 1st Short Sale Approval HFC
8/17/2009 5/14/2010 1st Short Sale Approval Metlife Home Loans
9/24/2009 5/14/2010 1st Short Sale Approval BAC Home Loans
8/10/2009 5/14/2010 1st Short Sale Approval EMC Mortage
2/18/2009 5/14/2010 1st Short Sale Approval First Horizon
9/11/2009 5/14/2010 1st Short Sale Approval BAC Home Loans
8/21/2009 5/14/2010 1st Short Sale Approval BAC Home Loans
7/8/2009 5/14/2010 1st Short Sale Approval WAMU
6/29/2009 5/14/2010 1st Short Sale Approval BAC Home Loans
8/26/2009 5/17/2010 1st Short Sale Approval Flagstar
8/25/2009 5/17/2010 1st Short Sale Approval Metlife Home Loans
8/1/2009 5/17/2010 1st Short Sale Approval WAMU
8/6/2009 5/17/2010 1st Short Sale Approval WAMU
7/29/2009 5/17/2010 1st Short Sale Approval WAMU
6/10/2009 5/17/2010 1st Short Sale Approval Wells Fargo
6/29/2009 5/17/2010 1st Short Sale Approval Wells Fargo
2/11/2010 5/19/2010 1st Repayment Plan IndyMac
9/16/2009 5/19/2010 1st Modification HSBC
10/12/2009 5/19/2010 1st Cash For Keys HSBC
7/22/2009 5/20/2010 1st Short Sale Approval B of A / CW
5/11/2009 5/20/2010 1st Short Sale Approval Wachovia
2/16/2009 5/20/2010 1st Modification Flagstar
7/1/2009 5/20/2010 1st Short Sale Approval B of A / CW
10/8/2009 5/20/2010 1st Short Sale Approval American General
5/1/2010 5/20/2010 1st Modification B of A / CW
5/15/2009 5/21/2010 1st Short Sale Approval Sovereign Bank
9/2/2009 5/21/2010 1st Modification Residential Credit
9/11/2009 5/21/2010 1st Short Sale Approval PHH
7/30/2009 5/21/2010 1st Short Sale Approval BAC Home Loans
7/22/2009 5/21/2010 1st Short Sale Approval B of A / CW
9/10/2009 5/21/2010 1st Home Saver Advance B of A / CW
7/6/2009 5/21/2010 1st Short Sale Approval Wachovia
9/2/2009 5/21/2010 1st Short Sale Approval B of A / CW
9/24/2009 5/21/2010 1st Short Sale Approval SunTrust
10/5/2009 5/21/2010 1st Short Sale Approval B of A / CW
2/4/2009 5/21/2010 1st Short Sale Approval WAMU
3/17/2009 5/21/2010 1st Short Sale Approval B of A / CW
6/5/2009 5/21/2010 1st Short Sale Approval Homecomings
8/6/2009 5/21/2010 1st Short Sale Approval Aurora
5/1/2010 5/27/2010 1st Modification Wells Fargo
5/28/2010 5/28/2010 1st ReInstatement Preferred Investment
5/1/2010 6/1/2010 1st Modification IndyMac
5/21/2010 6/2/2010 1st Modification AHMSI
3/16/2010 6/3/2010 1st Modification BAC Home Loans
5/27/2010 6/4/2010 1st Modification AHMSI
5/4/2010 6/4/2010 1st HAMP BAC Home Loans
5/27/2010 6/4/2010 1st HAMP CitiMortgage
5/15/2010 6/4/2010 1st HAMP Chase
5/15/2010 6/4/2010 2nd Modification Wells Fargo
5/20/2010 6/10/2010 1st Modification IndyMac
4/13/2010 6/10/2010 1st Modification Chase
12/21/2009 6/14/2010 1st Repayment Plan EMC Mortage
5/27/2010 6/18/2010 1st Repayment Plan CMS
1/21/2010 6/18/2010 1st Forbearance Chase
3/4/2010 7/1/2010 1st HAMP GMAC
6/28/2009 7/2/2010 1st HAMP B of A / CW
7/9/2010 7/15/2010 1st Modification GMAC
7/9/2010 7/15/2010 1st Modification GMAC
7/16/2009 7/16/2010 1st HAMP B of A / CW
7/1/2010 7/21/2010 1st Modification CitiMortgage
8/5/2010 7/21/2010 1st Modification Freedom Mortgage
6/22/2010 7/21/2010 1st Modification Vericrest
6/4/2010 7/23/2010 1st HAMP B of A / CW
6/1/2010 7/23/2010 1st HAMP First Horizon
7/20/2010 8/3/2010 1st Modification  
7/1/2010 8/3/2010 1st Modification  
10/5/2009 12/16/2209 1st Trial Plan - HAMP CitiMortgage
7/17/2009 10/12/2009 12/30/09 1st Modification DiTech
7/17/2009 10/12/2009 12/30/09 2nd Modification DiTech
2/23/2009 3/1/2009 ? 1st  Forbearance to Modification Midland
6/8/2009 7/30/2009/
1228
1st Trial Plan - HAMP/Full Modification ASC

July 2, 2010

Approved Today

New loan amount $553,754.90
New payment- PITI-$2876.50 (savings of $1265 per month)

  • 2% for 1st 5 years
  • 3% year 6
  • 4% year 7
  • 4.69% fixed from year 8 to end of loan.
1st payment due Sept. 1, 2010.

June 28, 2010

Approved Today
1. 2% for first 5 years
2. 3% for year 6
3. 4% year 7
4. 4.75 % years 8 and beyond.
5. Initial payment of $1923.86
6. Savings of $358.14 monthly

May 5, 2010

Old mortgage 5.5% adjustable 12 point cap (est cap)
Vs. New Mortgage 3.5% Fixed Rate for 40 Years.

April 20, 2010

Original Payment - $2,420
Vs. New Payment - $2,295.13 which includes $32,946.04 past due being added to the principal balance with no upfront fees. *First payment 06/01/2010*

April 6, 2010

Original Payment - $3132.69
Vs. New Payment - $2631.75 5% fixed rate.*500.94 Saved Each Month*

March 29, 2010

Original Payment - $3,016
Vs. New Payment - $2,285. *$801 Saved Each Month*

March 26, 2010

Original Payment - $3197.43
Vs. New Payment - $2936.21 *$261.22 Saved Each Month*

  • 1st Payment July 1,2010
  • 360 month term
  • 5.5% FHA Interest Rate